Because I chose to be a stay at home mom for my 3 birth children, 1 adopted special needs child and 77 extremely medically fragile drug and alcohol foster babies, I am not eligible for SSDI. I thought I would be able to get it through my ex's SSDI, but NO. I will be able to get SS at age 62 (33% of what he is owed, but he still gets 100%) or 50% if I wait until the age of 65. I am 57 now, but 100% disabled. I am paying about $1100 a month now for private insurance for me, and it will go up to nearly $2000 a month within the next couple of years. I can't afford to keep paying it much longer. It really makes me mad that a homemaker is treated worse than an illegal alien in this country. I have spoken to 2 different attorneys that specialize in this, and they have said it is correct. I don't want to have to marry someone just to get insurance, but at this point I don't know what else to do. I am going to go after my ex for more alimony as it ends this Oct. We were married for over 25 years. Any rich, handsome. nice men out there with insurance?!! Just kidding! Has anyone ever heard of any other solution to this? I own 2 homes and am planning on selling one as soon as the economy picks up. If I sell it now, I won't have enough to live on later. So going on welfare is not an option at this time. Watch out kids, mommy may be coming to live with you soon!