I have some serious Questions about how disability works? I have applied for disability insurance through work. I called the insurance company to find out what is happening with my disability as I sent my papers on April 21, 2009 my employer sent theirs on Monday and once I got ahold of them to find out whats happening with my disability I was told my employer was being sent a check to reimburse them for my sick leave and that they are sending me an updated medical form. On 5-15 if I don't pay my insurance premium by then I will lose my medical coverage. But, I don't understand how they can claim reimbursement for my sick leave I worked hard to acquire and how am I supposed to get paid for the last 3 weeks worth of pay. I realize alot of people are out of work longer but, this is my lively-hood I have children and bills and I am the main bread winner and without my medical or my disability I don't know how I will provide for my family.
Anyone who knows anything about NYS disability insurance can tell me something I would appreciate it.