I am wondering if you could all give me a bit of advice with insurance and billings that I am getting. I have only been living in the states for 3 years so this is all still pretty new.
So i was all pre-orthorised by my surgeon and i was under the impression that everything was in network so I only had around $1300 to pay. Well everything was in network apart from one bill for "spinal monitoring" which is saying that I owe $7000 my insurance is saying that they are out of network and is paying $200.
What waved a red flag to me is that the bill had a stamp on it saying that "this bill is not a mistake and this is for all services performed" so if this company had a stamp made it must happen a lot.
I am at my wits end no knowing what to do about this bill. I cant believe that they are out of network, isn't united healthcare one of the largest in the states?
any ideas what route i should go?