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North Carolina law???

tarheelgirlttarheelgirl Posts: 473
edited 06/11/2012 - 8:32 AM in Health Insurance Issues
Hi, is anyone on here from NC and got awarded SSD? If so, are we one of those states where Medicare doesn't kick in right away? I just heard from my attorney that my case was approved, and my caseworker said I'd be getting medicare, which would so help with our medical bills...we pay $900 /month for a family plan b/c my husband is self employed. If I get medicare soon, our first thought is to see if we could decrease our payment to husband/kids plan and take me off (women are so much more expensive due to maternity anyway, not that I could physically have another baby)...and the second thought was "what if I'm double covered" by our health plan plus medicare? Then our medical bills would be better. We have $10,000 in medical bills from me alone over the past two years that are not paid b/c we haven't had the money. With me not working, our credit is shot right now b/c we have gotten way behind. But, as you all know, the tests/doctor bills/treatments we have all the time are so pricey!!!!

So, if anyone knows about the NC system that would be great to get that info from you. Also, does SSD deduct $100/month for the medicare (I think I read that somewhere)...and also, last question (sorry)...how long does it take in NC to get the funds once the determination letter is recieved?

Thanks a bunch!


  • Thanks again Paul....you are on the ball answering so many of my questions! I am looking over the site...so forgive me that I sound so ignorant, but are we part B (medical premiums)?? Two years from when I stopped working would be this October, so that wouldn't be too bad of a wait...it seems that some get it faster though? My caseworker acted like it was automatic. Do you have other insurance besides medicare? Do they cover pretty well? I have so many medical bills...hope it's better thank what we have.
  • Hello! I'm not from NC, but I thought I'd throw something out there: Have you applied through the state (DHSH) for Medically necessary Insurance to help out until you get Medicare? My "regular" insurance is canceled at the end of this month, since my kids are "all grown up". I was told to apply for this, and did last weekend. I'm told it can take a few months to get approved, but if you end up with unpaid medical bills for up to 3 months prior to your application, and you are approved, they will pay those bills.

    Anyway, I wish you the best of luck!

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