The decisions to have my first two neck surgeries (first a laminectomy, then a fusion - both at C5/C6)were based purely on medical considerations because I had insurance and a steady job. Now, I have another collapse disc (C6/C7) and I have to decide whether to live with it or have surgery. I am really tired of the aches and pains in my neck, back and arm. Also tired of taking pain medicine to get through the day. On the other hand, I was not thrilled with the result of the last ACDF. So, I could try to live with the pain and hope that more intensive physical therapy will help (I went to PT, but I haven't done the exercises at home because I am so tired when I get home from work.) Or, I could seek surgery.
The complicating factor is that I will probably be laid off work soon. When that happens I can keep my medical insurance for a while by paying for COBRA, but it is very expensive. I will definitely lose my short-term and long-term disability insurance.
So, the dilemma is whether or not I should go ahead and have the surgery while I still have a job with medical insurance and short-term and long-term disability (in case something terrible happens), or just live with the pain.
What would you do?