I am going to be needing lumbar surgery in the near future. I am going to a surgeon who has privelages at the hospital my wife works at. The reason is that hospital waves the 20 percent my insurance does not pay if the person is an employee or spouse of an employee.
When I had my cervical surgery I still had insurance with my employer. I'm now on Social Security Disability. I won't be enrolled in medicare until Nov of this year. My insurance now is thru my wife's employer (the hospital this new neuro-surgeon works out of).
What I did not know is what I was told when I set up my initial appointment with this surgeon. He will not do surgery in an area of my back another surgeon has done surgery on. I know I will need future cervical surgery as well. I will have to go back to my original surgeon who did that surgery for that. By then I'll be on medicare plus my wifes insurance. So I shouldn't have to worry about the 20 percent her insurance doesn't cover for the hospital stay.
Gets complicated. Lol. Makes sense though.