I am very happy, and of course grateful that my application for Long-Term Disability has been accepted through work insurance! At some point I would imagine I will be asked to apply for Canada/Federal Disability. It has been a long, extremely stressful haul and I am glad things worked out for me. I can keep my house! I can keep my house ... geez that sounds so nice .... It was a brutal birthday and Christmas for me without income for so long, and I can now return calls to creditors who have been calling me. Again, I am so happy and grateful. I wanted to share this with you as I have talked about this in the chat forum with a number of you the last while. My advice to some of you is to never give up, to just hang in. We cannot predict the future so it is fruitless to worry about it. I know this is much easier to say than do, but if I made any mistake along the way, it was to worry, worry, worry when in fact it worked out for me in the long run. Good luck to you whom are in the disability filing process. I truly hope things work out for you. It is difficult enough dealing with chronic pain and associated physical limitations; having to add the stresses of the disability process on top of that is uber stressful, not to mention painful. I hope only the best for you.