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Assistance for surgerys

I have a herniated disc and looks like I am going to have surgery,,, which I do not know many people who can afford such an operation without insurance. Retired and very little check to cover anything and not old enough to be on Medicare or other programs. Stuck in the middle,, not enough to pay and more that they allow assistance for.
What is one to do ???

thanks to anyone with advice
Cliff H


  • I am sure that you will find your time on Spine-Health very rewarding. This site is a powerful and integrated system that is dynamic and continues to grow.
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    You can check into medicaid or whatever your state's program is for uninsured people and families. If you meet the criteria, then your surgery would be covered under their insurance. Most states have insurance for families and individuals who don't meet the financial requirements for medicaid as well, so that might be another option to consider looking into.
    The final option would be to contact your local hospitals regarding reduced costs or free care under their poverty programs.
  • gaj399ggaj399 Posts: 270
    edited 06/09/2013 - 5:52 PM
    Many, many hospitals recieve federal and state money and must repay in the form of assistance to those who can not afford medical services. My son and his wife fell into the same problem, their hospital bill was paid with a grant from one of these programs. They still had to find a doctor that would accept payments for his bill, but in the end everything worked out. Good luck, I'm sure you will find the answer, it will just take a lot of work, you need to be your own advocate is all.

  • What kind of occupation did you retire from? Any possibility of going back for a year to get on insurance? If you are in America, hopefully you'll have access to coverage in 2014.
    33yo mom of two. My surgical history...preadolescence scoliosis, kyphosis, and a hot mess.... 5 spine surgeries and lots of items added I wasn't born with (titanium, peek, surgical steel). Guess cremation is out. TSA loves me.
  • SpineAZSpineAZ WiscPosts: 1,084
    If you are in the US:

    Starting 10/01/13 you can enroll in Healthcare Exchanges (some states will do state exchanges, some will do federal) and then Coverage begins 1/1/14. I was surprised to see how many people will get premium assistance. If you've had no coverage at least 6 months you are eligible for Pre-Ex coverage. More info at www.healthcare.gov
    2 ACDFs, 2 PCDF, 3 LIFs; Rt TKR; Rt thumb fusion ; Lt thumb arthroplasty; Ehlers Danlos 
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