Maybe I shouldn't give you some of these, but here goes: Investment tips for 2008-09 for all of you with any money left, be aware of the next expected mergers so that you can get in on the ground floor and make some BIG bucks.

Watch for these consolidations in 2008-09.

1.) Hale Business Systems, Mary Kay Cosmetics, Fuller Brush, and W. R. Grace Co. Will merge and become: Hale, Mary, Fuller, Grace.

2.) PolyGram Records, Warner Bros., and Zesta Crackers join forces and become: Poly, Warner Cracker.

3.) 3M will merge with Goodyear an d become:
MMMGood.

4. Zippo Manufacturing, Audi Motors, Dofasco, and Dakota Mining will merge and become: ZipAudiDoDa

5. FedEx is expected to join its competitor, UPS, and become: FedUP.

6. Fairchild Electronics and Honeywell Computers will become: Fairwell Honeychild.

7. Grey Poupon and Docker Pants are expected to become: PouponPants.

8. Knotts Berry Farm and the Nation al Organization of Wom en will become: Knott NOW!

And finally

9. Victoria 'S Secret and Smith &Wesson will merge under the new name: TittyTittyBang Bang