I've used up my STD for a rolling 12 month period. I have major cervical spine surgery coming up soon. I do qualify for and have been approved for Long Term Disability thru my employer.
My problem is my STD expires Sept 1st and my Long Term Disability pay does not kick in until November 30th. That is 3 months without pay. It does create a hardship for us as a family.
I sent an email to our HR to see if there are other sources of pay between now and then.
Anyway, I wanted to share this here. Have others of you had this kind of situation?