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Insurance woes

AnonymousUserAAnonymousUser Posts: 49,578
edited 06/11/2012 - 7:26 AM in Health Insurance Issues
:''( Hi not only did I have neck surgery. I have another pain. My wife was laid off back in june she was the insurance carrier and with my neck fusion nobody will cover me.So i am stuck paying the dreadful cobra,let me tell you every month it feels like a cobra bitten my wallet.I live in va. just wondering if any body has heard of any programs for people like me. Of course the state says i make to much 55k which is not that much.Any suggestions would be helpful.Thanks for your time.


  • There are community clinics that offer treatment on a sliding scale fee. It's not the very best, but you'll be seen by their doctors and they can at least prescribe meds and get you in with a specialist in their network of doctors. It can take a while to get a referral and appointment, and the waiting rooms are full.
    Your wife can also draw unemployment to help with bills, but hurry b/c some states are running out of money. The current administration has extended unemployment benefits, so it is a good time to get on. The sooner the better because the lines are real long and they are swamped. Go online and research all the resources out there. It's there, but you have to go digging for it.
    There is also Social Security for you, but it takes around 3 years to be approved sometimes. Some people get it right away, and it depends on what condition you have. It's helpful to get a lawyer, and they don't get paid until you do, and the amount is regulated by Social Security.
  • Hi,
    I thought that they could not hold pre-existing conditions against us anymore? Although laws change so fast maybe I missed it.
    Have to talked to an independent insurance agent, they usually deal with a variety of company's and have more options? I know that is who we use at work and they are always looking around for a more reasonable health insurance for our employees.
    Take care and I hope you find help very soon.

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