This is not mine cause im fighting for just the std right now cant imagine what it is going to be like when i reach the 6 month mark for ltd ughhhhh!!!
I just thought i would post this for anyone interested. We live in Oklahoma and ltd works this way. Once you have finished the std and are drawing the ltd and then get ssdi you can continue to draw the ltd for the life of the policy which in my husbands case is 30 months. Now with ssdi the ltd will be offset. What i mean by this is that the ltd takes the place of monthly pay for my husband and when he received the ssdi say that check was for 500 a month then if he was drawing 1200 on ltd it would then be 500 ssdi and 700 ltd. They keep it to match what you paycheck would be at 60% or at least his is 60% of pay. Making sure you cant pay off any debts you have accumulated or anything. Let me say that I am thankful they let him keep it. He had to fax them copies of the ssdi papers and everything but didnt have a problem. This is nice that he has it he did pay for it for years just in case something happened.
If anyone out there is on this i would definately check into this matter. I know not all companies are the same so it may be different but then again you never know.