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I'm so glad I finally found this site again. Several years ago, I found such great help from several members, including JJGrey and Jeauxbert (sorry if the spelling is wrong--its been a long time !!) Anyway, since that time, I've received SS Disability and its now coming upon my two year 'wait' for medical coverage. YOU helped me with that, and I'm so grateful.
On Nov. 1st, I will be eligible for Medicare. I have been to their office, filled out papers, asked questions -- guess what? I still don't understand. Could you please help me again? I believe I'm signed up for Medicare A & B? but I don't really know what they are. Do I need to get a supplement before I get off my husband's insurance? You hear all kinds of horror stories, and I want to make doubly sure I'm doing this correctly. We pay over $900. a month for the two of us !! And that still only covers about 80%. He's 64 and I'm 60. Its killing us.
Could someone please tell me if Medicare covers medicines?
Also, if I filed separately from my husband, would I be eligible for any more benefits? Anything you can tell me would be so helpful.
I got disability because I have my neck totally fused and also a large curvature (scoliosis) in my lower spine. Between the two, I am in constant pain. My husband retired from a very physical job but has had to work part time just to meet our bills (esp. health). I would love to be able to not feel like a 'burden' to him. Thank you so much...