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Pre existing herniation and insurance

kolleammkkolleamm Posts: 8
edited 06/11/2012 - 9:03 AM in Neck Pain: Cervical
Im getting health insurance this month and lucky me my medical records do not mention disk herniation even though I had it for 10 months. Will my insurance cover it? There would be no way for them to know.

I need insurance for the fusion surgery.

How do I progress?

thank you


  • jlrfryejjlrfrye ohioPosts: 1,111
    There will be records somewhere of the herniation's. The insurance company will more then likely do a pre-existing investigation with your first claim pertaining to this. That being said it would be nice to see this happen for you, for once the little guy wins.lol. Maybe your doc didnt record your condition on purpose. Have you had a MRI to confirm this? Good luck
  • no mri yet, im waiting for the insurance to kick in first.

    maybe il get lucky? thanks
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  • Have you looked into pcip.gov ?
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