My LTD claim was rejected by my employer's insurance company.This is an employer plan where pretax dollars are deducted from my paycheck.I worked for that employer for 10 years.Have had 2 failed lumbar decompression surgeries.Continue to have pain,sensory and motor loss which is documented.STD was paid for the 12 week period after my last surgery.
The insurance company said that my surgeon did not supply the information supporting our claim that I could not perform my normal work.
This surgeon who has been treating me now for 1 1/2 years is from a world class institution in the mid west USA.
I've hired an attorney towards the appeal of the denial.This is not just IMO.
Anyone else confront a similar situation?
Do I have any other recourse?
All help/advice appreciated