I've been out of action for the past few weeks - my husband is very sick - in the hospital two weeks, in the nursing home three weeks, and then he came home two weeks ago, and we've been battling with/for home care services ever since. I'm the one with the back problem (my husband is sick with other things) and the stress and long hours at the hospital took a great toll on me - I've been taking a LOT more drugs than usual over the past few weeks.
However, I got a whole new agony this week, when I received a letter from my employer based insurance company saying that they have stopped my disability benefit because they don't think I'm really 100% disabled. I am fortunate to still have SSDI, however, this is a huge, sudden cut in our income - AND I AM 100% DISABLED, OTHERWISE I WOULD HAVE GOT A JOB!!!! This is private, employer based disability insurance, and I have been receiving this benefit for three years and now they have cut me off, cold. I worked with my employer for 17 years, paying my dues.
Anyway - I live in New York City, and I presume I need a lawyer, an ERISA lawyer. Any advice/ideas would be greatly appreciated - private messages are good too, for privacy, if anyone has any ideas.
Thanks in advance for any ideas. It's so great to be able to come here and have others who know the many levels of pain we all experience.