It didn't have that title, but it did break down when my benefits are for...that they start in May 09 although I was deemed disabled Nov 08...I guess that 5 month waiting period. I wish there was no waiting period. They told me my monthly payment and that my first would be for Oct, but I'd get it the 10th of Nov and then I get Nov check on the 2nd Wed...which is my day every month. They also gave me my amount of back pay..nice lump sum, but none will really be mine. $6000 goes to the attorney, then I'll tithe on it and then the rest should be my mom's b/c we have had to borrow 20k from her the past two years. I'm completely thankful I got enough to pay her back, but wanted a little to keep (selfish, I guess). They did not mention my kids benefits at all, so I would assume, once I get them signed up (think I have to appear in person with them and provide birth cert), my monthly payment will increase and I will get another bit of back pay. Does that sound right to you...those who collected for children? I'm not sure at what point I need to take care of this part...guess I will call tomorrow and ask some questions.