I've been self employed most of my adult life & just discovered I don't have enough credits in to apply for SSD.
I'm still working, because I force myself to, tho certainly not at my normal pace or productivity.
What do self employed people do for disability insurance? I never thought about it in all of these years, because, of course I'm invincible. Or so I thought.
DH has some coverage thru his employer, he's resarching that to see if he needs to add a private policy.
Is there a way I can get some kind of private disability coverage now, with pre existing conditions against the possible day when I can't work at all? Or is it too late\?
Anyone with any experience with private disability?