I've been with insurance provider 'X' for a few years now. They've recently decided to pad their pockets, one denial at a time. Doc says I need a new MRI thanks to a fall down the stairs. X says I can't have one because I just got one December 23 and they allow no more than 1 MRI in a 60 day period. I can't even request an MRI with any hope of approval for another 21 days.
Getting my first MRI was an act of congress. 3 denials before I threatened legal action and got approval. Not like they paid anyway, just had to have pre-authorization for it to count toward my deductible. I'm worried that we'll run into similar trouble getting pre-auth for surgery. I'm also worried that my doctors' patience is growing thin. His staff said he's seriously considering not accepting patients with insurance X anymore because of the problems they're giving him with me. With insurance x, your best bet is to not need a doctor for anything at any time. Has anyone here had similar trouble with their insurance? Or do you have a success story pertaining to a wonderfully supportive company?
Let's not bash any companies in this thread, but if you're happy with your insurer, please let us all know who they are.