Well, I heard back from the doc and he says that physically I am a good candidate for hybrid surgery, l5-S1 fusion, and ADR at l4-l5. Problem is my insurance won't cover it, and the study that they currently have won't cover it because it is two level. If only I had just one diseased disc! Darn it!!!! #o
So, I could try and appeal the pre-determination with my insurance company. The doctor says that he has seen this take six months in my town/state/insurance and that they still may deny it. I don't like the idea of waiting six months on a maybe.
I think I am going to go with a 2 level fusion. I called the doctor to schedule it today. He says it can be done in the next 5 weeks or so.
My question now is: When do I tell my employer? I want to do right by them as I am the manager of a multimillion dollar investment. On the other hand, I don't want them to fire me so that I lose my health insurance. I need to have insurance coverage at the time of surgery. Anyone willing to offer a suggestion or thier own experience?